Terms of Service

Last Updated: 13th June 2025

Welcome to ZingPulse Consultancy!  These Terms of Service (“Terms”) govern your use of our website and services. By accessing our website or using our services, you agree to comply with these Terms. If you do not agree, please do not use our services.

1. Definitions

• “Company” refers to ZingPulse Consultancy.
• “User” / “You” refers to any visitor or customer using our website or services.
• “Services” include financial coaching, consulting, educational content, and digital tools offered by ZingPulse Consultancy.

2. Use of Our Services

✅ Our services are for educational and informational purposes only.
✅ You agree not to misuse our content, tools, or resources.
✅ Any financial decisions you make are your responsibility. We do not provide SEBI-registered investment advisory services.

🚨 Disclaimer: ZingPulse Consultancy does not provide direct investment, legal, or tax advice. Please consult a professional for specific financial decisions.

3. Payments & Refund Policy

📌 Payments

• Payments for our services must be made in advance.
• We use secure third-party payment providers (e.g., Razorpay, Stripe, PayPal).
• We do not store your credit/debit card details.

📌 Refund Policy

• Consulting Services & Courses: No refunds once a session or course is accessed.
• Subscription Services: Refunds for memberships are only available within 7 days of purchase.
• Exceptional Cases: Refund requests will be reviewed on a case-by-case basis.

📩 For refund requests, contact us at connect@zingpulse.in.

4. Intellectual Property

✅ All content, courses, videos, and digital products on our website are owned by ZingPulse Consultancy.
✅ You may not copy, distribute, or resell our content without written permission.
✅ Unauthorized use of our materials may result in legal action.

5. User Conduct & Restrictions

By using our website, you agree not to:
❌ Engage in fraudulent, illegal, or harmful activities.
❌ Copy, scrape, or misuse our website data.
❌ Post spam, harmful links, or abusive content in our community groups.

We reserve the right to suspend or terminate accounts violating these terms.

6. Privacy & Data Protection

✅ We collect and process personal data as per our Privacy Policy.
✅ We implement industry-standard security measures to protect user data.
✅ By using our services, you consent to our data collection & usage practices.

🔗 Read our full Privacy Policy here.

7. Third-Party Links & Services

• Our website may contain links to third-party websites or services.
• We do not control or take responsibility for third-party content or practices.
• Users should review the terms & policies of any third-party sites before engaging with them.

8. Limitation of Liability

🔹 ZingPulse Consultancy is not responsible for any financial losses, business decisions, or investment risks taken based on our content.
🔹 We provide financial education, not direct financial management or investment services.
🔹 In no event shall our liability exceed the amount you paid for our services.

9. Updates & Changes to These Terms

We may update these Terms occasionally. If significant changes are made:
✔️ Updates will be posted on this page.
✔️ Users may be notified via email (if applicable).

👉 Please review these Terms regularly.

10. Governing Law & Dispute Resolution

✅ These Terms are governed by the laws of [Your Country/State].
✅ Any disputes shall first be resolved through negotiation. If unresolved, disputes will be handled via mediation or legal proceedings in [Your Jurisdiction].

📩 For legal inquiries, contact us at connect@zingpulse.in.

11. Contact Information

For any questions regarding these Terms, please contact us:

📩 Email: connect@zingpulse.in
🌐 Website: https://zingpulse.in/
📍 Address: Lodha Amara, Kolshet, Thane – 400607

✅ By using our website and services, you agree to these Terms of Service.

📌 Thank you for choosing ZingPulse Consultancy!